Estate Planning Specialists

After three years of extensive research lead by myself and a team of highly respected, experienced planners and Attorneys that specialize in estate planning, we have developed a unique service, the comprehensive Estate Planning Specialists ESTATE ANALYSIS.

What is an EPS ESTATE ANALYSIS? Well, it's really the first step to successful estate planning and peace of mind.

Simply put, an EPS Estate Analysis is an impartial review of how your assets would be distributed assuming you had an accurate estate plan versus how they would be distributed based on your current level of planning. It's a hands-on, easy-to-understand evaluation of your personal situation. It offers specific suggestions and recommendations to help you conserve and protect your hard-earned assets from the ravishes of probate, conservatorship and estate taxes. In essence, an EPS Estate Analysis is the blueprint of a successful estate plan.

Even though it is looming large in Americans’ lives, no one wants to talk about it. That’s why we call it the Pink Elephant. Have you truly prepared your finances to handle the skyrocketing costs of health care?

Consider these staggering statistics:

• The number of Americans aged 65 and older will more than double by 2040 to 81 million from 40 million in 2010. 
• In the 50 years, up through 2009, national health expenditures increased from 4.7% to 17.3% of US GDP. 
• With baby boomers just  now starting to retire, this number is expected to increase to 19.5% of our GDP by 2019!
• More than 50% of all Medicaid spending was due to Long Term Care related expenses. 
• Medicaid spending for Long Term Care on the disabled and elderly is expected to rise to $3.7 Trillion in the next 20 years.
• In recent years inflation for LTC has been running at twice the rate of the Consumer Price Index.

Now in 2011 and 2012 we are having serious budgetary issues…

CLASS, which stood for Community Living Assistance Services and Supports, was a pet project of the late Democratic Sen. Edward Kennedy. It was supposed to help Americans pay the cost of long-term care.  Recently however, Health and Human Services Secretary Kathleen Sebelius admitted that there is no way CLASS can work. "Despite our best analytical efforts, I do not see a viable path forward for CLASS implementation at this time," Sebelius wrote in a letter to Congress.

The Insurance Revolution

Changes are rocking the life insurance industry!  Unless you have researched dozens of companies recently, you may be unaware of the tremendous upsurge in competition between the insurance giants.  If your policies are over three years old you may be spending hundreds of unnecessary dollars by paying premiums on uncompetitve policies. 

Today there are nearly 2,000 insurance companies in America.  Most offer term life insurance.  But not all are competitive. 

Save Hundreds on Your LIfe Insurance And Lock in Your Rates

Here at Estate Planning Specialists, you can instantly search amongst the top "A" or better rated life companies' plans.  With just a few clicks you create your personalized custom quote and research the top term life plans in America.  Why pay hundreds or even thousands of dollars more per year than you have to for your insurance coverage?  Simply complete the form below and see how you can enjoy big savings.

Compare Term Life Insurance Rates Now!